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For instance, an 18-year-old male living in Nevada would pay an average of $6,268 a year to insure his sedan if he had the misfortune to grow up there. customer service 1-800-378-7262 Looks like Esurance doesn't do business in your area yet. We're sorry that this page was not helpful. This is given particular attention when you are a very young driver (see “How Age Influences Car Insurance Rates" below). have a peek at these guys

The cost differential narrows to just 1 percent when both drivers reach middle age, or between 35 and 55. If you have a great driving history, you'll pay a lower premium than a female driver with a poor driving history. And as they say, time is money.Comparing rates online will allow you to receive several quotes you can compare. Men tend to drive more aggressively and get into more accidents than young women. http://www.dmv.org/insurance/how-gender-affects-auto-insurance-rates.php

Why Do Males Pay More For Car Insurance

Furthermore in 2015, drivers between the ages of 15 and 20 accounted for 10% of all fatal accidents despite only accounting for 7% of all licensed drivers. But if he drove a used Dodge Caravan, he'd only feel emasculated until he realized that the drastically lower premiums allowed him the economic freedom to go out on dates. Also, making just one claim worth $2,000 or more can kick up your rate by a national average of 41 percent, according to a January insuranceQuotes study.

  1. Ways to save Guys don't just have to accept higher rates, however.
  2. Your car insurance policy may not reflect the national or your state’s average car insurance rates.
  3. All things being equal, you'll pay less when you live in a more rural area than when you're in the city.
  4. Massachusetts The following annual car insurance average premiums are based on reported rates from car insurance companies in Massachusetts according the Massachusetts Department of Consumer Affairs and Business Regulation’s Auto Insurance
  5. The Pricing Gap Starting from the time they begin driving, women generally pay less than men do for car insurance.
  6. Terms & Conditions.

Seat belt use was observed in 88% of female front seat occupants, as compared to 84% of male front seat occupants. The differences in state requirements for car insurance policies means that average rates will vary from state to state. The statistics tend to show that as a group, women are less likely to: Get into a car accident. Which Age Group Pays More For Car Insurance For a young Nevada male that drives like his grandmother, that could be a significant money-saver.

Still, that means our young man would be paying nearly the premium charged to his sister. Auto Insurance Rates By Age And Gender According to the Insurance Institute for Highway Safety, drivers aged 16 to 19 are 3x more likely to be in a car accident. Car Insurance AnalysisCheap Car Insurance Alabama Cheap Car Insurance Alaska Cheap Car Insurance Arizona Cheap Car Insurance Arkansas Cheap Car Insurance California Cheap Car Insurance Colorado Cheap Car Insurance Connecticut Cheap For instance, Progressive Insurance (PGR) has a program called "snapshot" that uses a computer key to see how much and how fast you're driving, says Basil Enan, CEO and founder of

Since risk exposure is a large part of an insurance premium, women can generally expect to pay lower premiums than men. Car Insurance Gender Discrimination However, remember that you can always comparison-shop for the best possible car insurance rates. But until that time, there are some things that you can do to help lower the monthly premium rate for a male age 16-25.The first thing is to choose a vehicle Texas Our calculations are based on reported car insurance rates from 56 auto insurance companies for polices that cover Texas’ minimum requirements include the following, according to Texas Department of Insurance’s

Auto Insurance Rates By Age And Gender

These include: Your car's make, model, and year. Cause fatalities in accidents. Why Do Males Pay More For Car Insurance Single Driver An unmarried driver licensed for 14 years with a 2008 sedan for a policy meeting Massachusetts’ minimum requirements will face an average annual premium of $600.58. Male Vs Female Health Insurance Rates Once you compare rates, you can choose the policy that is best for you and your family.Remember when comparing rates that the cheapest auto insurance rate is not always the best

Market data provided by Interactive Data. More about the author As drivers reach 25 years old, their risk goes down, as insurance companies see them as more mature, settled, and safe on the roads. Drive as many miles as the average male driver. MENU Auto InsuranceCheap Auto InsuranceCompaniesAuto InsuranceCheap Auto InsuranceCompaniesFree Car Insurance ComparisonCompare Quotes from Top Companies and Save You are here: Home / Auto Insurance FAQ / Why are car insurance rates Which Age Group Pays The Most For Car Insurance

If you add optional coverage such as comprehensive and collision, you may find that your rate differs from the national average. For instance, a 20-year-old male driver will most likely pay more for insurance than a man who's 10 years older. All Rights Reserved. check my blog Our goal is to give you the most up-to-date, accurate information about your state DMV's processes.

High Risk Auto InsuranceCollision vs. Which Group Pays More For Car Insurance Married Or Single Homeowners policies, multiple car policies, and in some cases even life insurance policies can all be purchased with the same company.What is the best way to find an auto insurance policy?The All Rights Reserved.

And a single 20-year-old woman will pay 28 percent more than her married counterpart.

What can we do better? Menu Search & Choose State Go Menu Home License & ID Registration & Title Violations & Safety Insurance Buying & Selling DMV Office Finder HomeInsuranceAuto InsuranceCar Insurance RatesHow Gender Affects Auto These types of vehicles are much cheaper to insure than sports cars and “toys” that men typically are drawn to.Traffic Violations and Insurance Premiums for WomenWomen who have multiple traffic violations What Other Factors Influence The Rate Someone Pays For Their Car Insurance We found that the youngest and oldest drivers pay significantly more than drivers in the middle.

This gap reverses however after age 30 however where we found our sample female driver paid about 2% more than our sample male driver. If you live in Pennsylvania, the difference is auto insurance rates is likely to dog you your entire life. Another surprise we found was the GEICO tended to be more expensive for younger drivers than State Farm, though it is often the opposite for drivers over 25. news Does Car Insurance Cover Rentals?Does Car Insurance Cover Vandalism?Does Car Insurance Cover Windshield Replacement?Does My Car Insurance Cover Other Drivers?

This pricing gap is influenced by: The types of cars typically chosen by men. Your marital status. A few other things that can impact your car insurance rates include the vehicle type that you are driving and any additional features installed in your car that are used for security But the differences can be even more dramatic, depending on age, location, and other variables.

The difference for women is 51 percent. "This all comes back to (driver) experience," Barry says. If you have a great driving history, you'll pay a lower premium than a female driver with a poor driving history. Site Map Español © 1999 - 2017 DMV.org. Even in California, where zip-code-based rating must take a backseat to driving record and experience, where you live is a big factor in determining your rates, says Isaacs.